|
Savings & Checking Rates
| Product
|
Minimum
|
Rate
|
APY
|
| Share Account |
$5 |
1.74% |
1.75% |
| Share Draft |
$0 |
.50% |
.50% |
| Money Max |
$0-$4,999 |
1.74% |
1.75% |
| Money Max |
$5,000-$9,999 |
1.98% |
2.00% |
| Money Max |
$10,000-$24,999 |
2.47% |
2.50% |
| Money Max |
$25,000-$49,999 |
2.96% |
3.00% |
| Money Max |
$50,000-$99,999 |
3.21% |
3.25% |
| Money Max |
Over $100,000 |
3.21% |
3.25% |
| 6 Month Share Certificate
(CD) |
$10,000 |
3.11% |
3.15% |
| 9 Month Share Certificate
(CD) |
$2,500 |
3.15% |
3.20% |
| 1 Year Share Certificate (CD) |
$7,500 |
3.25% |
3.30% |
| 15 Month Share Certificate
(CD) |
$2,500 |
2.96% |
3.00% |
| 18 Month Share Certificate
(CD) |
$5,000 |
2.96% |
3.00% |
| 2 Year Share Certificate (CD) |
$2,500 |
3.30% |
3.35% |
| 3 Year Share Certificate (CD) |
$2,000 |
3.40% |
3.45% |
| 4 Year Share Certificate (CD) |
$1,500 |
3.59% |
3.65% |
| 5 Year Share
Certificate (CD) |
$1,000 |
3.59% |
3.65% |
| IRA Share Account |
$0-$4,999 |
1.74% |
1.75% |
| IRA Share Account |
$5,000-$9,999 |
1.98% |
2.00% |
| IRA Share
Account |
$10,000-$24,999 |
2.47% |
2.50% |
| IRA Share Account |
$25,000-$49,999 |
2.96% |
3.00% |
| IRA Share
Account |
$50,000-$99,999 |
3.21% |
3.25% |
| IRA Share Account |
Over $100,000 |
3.21% |
3.25% |
Fixed Rate Loans
|
Type of Loan |
Term |
APR |
With Reductions |
| Auto 01-08 |
48 mo |
5.49% |
4.99%* |
| Auto 01-08 |
60 mo |
5.74% |
5.24%* |
| Auto 05-08 |
66 mo |
6.74% |
6.24%* |
| Auto 05-08 |
72 mo |
6.74% |
6.24%* |
| Auto 99-00 |
54 mo |
7.99% |
7.49%* |
| Auto 05-08 |
72 mo |
6.75% |
6.25%* |
| Auto
Equity 01-08 |
60 mo |
6.2% |
5.74%* |
| Boat 01-04 |
60 mo |
7.75% |
7.25%* |
| Boat 97-00 |
54 mo |
8.25% |
7.75%* |
| RV
05-08 |
72 mo |
6.75% |
6.25%* |
| RV 01-04 |
60 mo |
7.75% |
7.25%* |
| RV 97-00 |
54 mo |
8.25% |
7.75%* |
| Motorcycle
New 2008 |
60 mo |
7.74% |
7.25%* |
| Motorcycle
05-07 |
48 mo |
9.74% |
9.25%* |
| Signature |
36 mo |
10.50% |
10.00%* |
| 2nd
Mortgage, LTV to 80% |
60 mo |
6.49% |
5.99%* |
| 2nd Mortgage, LTV 81% - 85% |
60 mo |
7.24% |
6.74% |
(other rates and terms available, call 800-654-5626
for details)
Other Loan Rates
|
Type of Loan |
Term |
APR |
| PLC |
N/A |
14.15% |
| Regular
Shares |
60 mo |
5.00% |
| Certificate Secured |
CD Term |
CD Rate + 3.00%
|
| HELOC -
Variable, LTV to 85% |
N/A |
8.00% |
| HELOC -
Variable, LTV 86% to 100% |
N/A |
9.50% |
| Classic VISA/MasterCard |
Pmt = 3.5%
of balance |
10.75%** |
| Gold VISA |
Pmt = 3.5%
of balance |
9.24%** |
| Platinum VISA |
Pmt = 3.5%
of balance |
6.74%** |
Rates effective April 29, 2008 through May 5, 2008.
Loan rates as low as
the stated APR. Rates are based on each member's
credit history and term and collateral.
*You may be
eligible for a maximum 50 basis point reduction from these rates if
you have a combination of CFCU/CCU Checking, and Direct Deposit
or Lending Loyalty.
**Credit Card Annual Percentage Rate as low as the stated
rates and based on individual credit worthiness. Rates are subject to change.
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