|
Savings & Checking Rates
| Product
|
Minimum
|
Rate
|
APY
|
| Share Account |
$5 |
1.09% |
1.10% |
| Share Draft |
$0 |
.50% |
.50% |
| Money Max |
$0-$4,999 |
1.09% |
1.10% |
| Money Max |
$5,000-$9,999 |
1.24% |
1.25% |
| Money Max |
$10,000-$24,999 |
1.49% |
1.50% |
| Money Max |
$25,000-$49,999 |
1.83% |
1.85% |
| Money Max |
$50,000-$99,999 |
1.98% |
2.00% |
| Money Max |
Over $100,000 |
2.13% |
2.15% |
| 6 Month Share Certificate
(CD) |
$1,000 |
2.18% |
2.20% |
| 1 Year Share Certificate (CD) |
$1,000 |
2.32% |
2.35% |
| 18 Month Share Certificate
(CD) |
$1,000 |
2.38% |
2.41% |
| 2 Year Share Certificate (CD) |
$1,000 |
2.76% |
2.80% |
| 3 Year Share Certificate (CD) |
$1,000 |
3.20% |
3.25% |
| 4 Year Share Certificate (CD) |
$1,500 |
3.40% |
3.45% |
| 5 Year Share
Certificate (CD) |
$1,000 |
3.45% |
3.50% |
| IRA Share Account |
$0-$4,999 |
1.09% |
1.10% |
| IRA Share Account |
$5,000-$9,999 |
1.24% |
1.25% |
| IRA Share
Account |
$10,000-$24,999 |
1.49% |
1.50% |
| IRA Share Account |
$25,000-$49,999 |
1.83% |
1.85% |
| IRA Share
Account |
$50,000-$99,999 |
1.98% |
2.00% |
| IRA Share Account |
Over $100,000 |
2.13% |
2.15% |
Fixed Rate Loans
|
Type of Loan |
Term |
APR |
With Reductions |
| Auto 02-10 |
48 mo |
4.99% |
4.49%* |
| Auto 02-10 |
60 mo |
4.99% |
4.49%* |
| Auto 06-10 |
66 mo |
4.99% |
4.49%* |
| Auto 06-10 |
72 mo |
6.74% |
6.24%* |
| Auto 00-01 |
54 mo |
7.99% |
7.49%* |
| Auto Equity 02-10 |
60 mo |
4.99% |
4.49%* |
| Boat/RV
06-10 |
72 mo |
6.75% |
6.25%* |
| Boat/RV 02-05 |
60 mo |
7.75% |
7.25%* |
| Boat/RV 98-01 |
54 mo |
8.25% |
7.75%* |
| Motorcycle
08-10 |
60 mo |
7.74% |
7.25%* |
| Motorcycle
05-07 |
48 mo |
9.74% |
9.25%* |
| Signature |
36 mo |
10.50% |
10.00%* |
| 2nd
Mortgage, LTV to 80% |
60 mo |
6.49% |
5.99%* |
| 2nd Mortgage, LTV 81% - 85% |
60 mo |
7.24% |
6.74% |
(other rates and terms available, call 800-654-5626
for details)
Other Loan Rates
|
Type of Loan |
Term |
APR |
| PLC |
N/A |
12.15% |
| Regular
Shares |
60 mo |
5.00% |
| Certificate Secured |
CD Term |
CD Rate + 3.00%
|
| HELOC -
Variable, LTV to 85% |
N/A |
7.50% |
| HELOC -
Variable, LTV 86% to 100% |
N/A |
9.00% |
| Gold VISA/MasterCard |
Pmt = 3.5%
of balance |
9.49%** |
| Platinum VISA |
Pmt = 3.5%
of balance |
6.99%** |
Rates effective July 1, 2009 through July 6, 2009.
Loan rates as low as
the stated APR. Rates are based on each member's
credit history and term and collateral.
*You may be
eligible for a maximum 50 basis point reduction from these rates if
you have a combination of CFCU/CCU Checking, and Direct Deposit
or Lending Loyalty.
**Credit Card Annual Percentage Rate as low as the stated
rates and based on individual credit worthiness. Rates are subject to change.
|
