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Free Student Checking Account
Features include:
- Designed for younger members and
students age 16 - 24
- No Monthly Service Charge
- No per check fees
- 1st box of CFCU branded
checks FREE
- FREE CU OnLine & Starline services
- FREE CU OnLine Bill Pay
- 5 FREE counter withdrawals per
month; $1 thereafter
- 1 FREE ATM/Check Card
- Unlimited FREE transactions at
all CFCU or ATM Zone ATMs
- 5 FREE foreign transactions per
month
- FREE eStatements; paper
statements $1 per month
To open a Free Student account, a member
must have at least $5 in a regular share account. A minimum
deposit of $25 is required, but there is no ensuing minimum
balance. A parent or guardian must be a joint owner if the
account holder is under age 18.
Features include:
- No minimum balance
- Unlimited check writing
- Low $4 monthly service charge;
waived with $500 per month direct deposit or if $750
is maintained on deposit in a CFCU Savings,
Share Certificate or Share Draft/Checking account
- 1st box of CFCU branced
checks FREE
- FREE CU OnLine & Starline services
- FREE CU OnLine Bill Pay
- Unlimited FREE counter
withdrawals
- 2 FREE ATM/Check Cards
- Unlimited FREE transactions at
all CFCU or ATM Zone ATMs
- 5 FREE foreign transactions per
month
- FREE eStatements
- Dividends compounded and paid
monthly on the daily balance when it exceeds $750
- Honor Pay Overdraft Protection
available with $500 per month direct deposit*
To open a +Plus account, a member
must have at least $5 in a regular share account. A minimum
deposit of $25 is required, but there is no ensuing minimum
balance.
Features include:
- Rewards members based on their
credit union relationship
- No minimum balance
- Unlimited check writing
- Low $7 monthly service charge;
waived with $1,500 per month direct deposit or if
member has $15,000 in combined loan balances or if
$5,000 is maintained in a CFCU Savings,
Share Certificate or Share Draft/Checking account
- FREE CFCU branded checks (up
to 3 boxes per year)
- FREE CU OnLine & Starline services
- FREE CU OnLine Bill Pay
- Unlimited FREE counter
withdrawals
- 2 FREE ATM/Check Cards
- Unlimited FREE transactions at
all CFCU or ATM Zone ATMs
- 10 FREE foreign transactions per
month
- FREE eStatements
- 1 year FREE safe deposit box
rental (3x5 size; credit given for larger boxes)
limited to location and availability
- Dividends compounded and paid
monthly on the daily balance when it exceeds $750
- Honor Pay Overdraft Protection
available with $500 per month direct deposit*
To open a Premier account, a member
must have at least $5 in a regular share account. A minimum
deposit of $25 is required, but there is no ensuing minimum
balance.
Features include:
- Designed for those who maintain
a higher checking balance and want the most from
their credit union relationship
- No minimum balance
- Unlimited check writing
- $10 monthly service charge;
waived if $1,000 is maintained in the account at all
times or if primary member is over age 60
- FREE CFCU branded checks (up
to 4 boxes per year)
- FREE CU OnLine & Starline services
- FREE CU OnLine Bill Pay
- Unlimited FREE counter
withdrawals
- 2 FREE ATM/Check Cards
- Unlimited FREE transactions at
all CFCU or ATM Zone ATMs
- 10 FREE foreign transactions per
month
- FREE eStatements
- 5 FREE Cashier's Checks per
month
- 1 year FREE safe deposit box
rental and 25% discount on yearly box rental (3x5
size; credit given for larger boxes) limited to
location and availability
- A Bonus Rate on certificates and
loans
- No origination fees on first
mortgages
- Dividends compounded and paid
monthly on the daily balance when it exceeds $750
- Honor Pay Overdraft Protection
available with $500 per month direct deposit*
To open a Platinum account, a member must
have at least $5 in a regular share account. A minimum
deposit of $1,000 is required, but there is no ensuing minimum
balance. However, if a balance of $1,000 is not maintained
in the account or the primary member is not over age 60, the
standard monthly service charge of $10 will apply.
Electronic Transfer Account
Features include:
- Designed for those who prefer to
conduct business electronically or to help those who
may not qualify for a traditional checking package
- Low $4 monthly service charge
- Requires Direct Deposit
- FREE CU OnLine Starline services
- FREE CU OnLine Bill Pay
- No checks issued with this
account
- Counter withdrawals are $1 each
- 5 FREE foreign transactions per
month
- 1 FREE VISA ATM/Check Card
- Unlimited FREE transactions at
all CFCU or ATM Zone ATMs
- Dividends are not paid on this
account
- FREE eStatements; paper
statements $1 per month
To open an Electronic Transfer Account, a
member must have at least $5 in a regular share account. A
minimum deposit of $25 is required, but there is no ensuing
minimum balance. Check holds of at least two business days
will be placed on all check deposits other than payroll
check.
Pay Me
Checking Account
Features include:
- Pays you $0.10 per check card
transaction when qualifications are met each cycle*
- Up to $25 in ATM fee refunds
when qualifications are met each cycle*
- Unlimited check writing
- No monthly service charges
- 1st box of CFCU branded
checks FREE
- FREE CU OnLine & Starline services
- FREE CU OnLine Bill Pay
- FREE CU Deposit Remote Check
Deposit
- Unlimited FREE counter
withdrawals
- 2 FREE ATM/Check Cards
- Unlimited FREE transactions at
all CFCU or ATM Zone ATMs
- No CFCU charges for use of non-CFCU
ATMs
- FREE eStatements
- Honor Pay Overdraft Protection
available with $500 per month direct deposit*
Requirements:
- Active direct deposit of at
least $500 posted to account each month
- Enroll in and receive
eStatements
*Direct deposit and eStatement
qualifications must be met each month in order to receive
the reward for check card use and ATM fee refunds. In
accordance with US tax law, the credit union may be required
to send to you and file a form 1099-MISC for rewards paid in
a calendar year. You are solely responsible for reporting
any resulting personal tax liability. Please consult your
tax advisor. Rewards and refunds will be paid on the first
business day of the month following the month in which they
were earned.
*Honor Pay® Overdraft Protection
- Saves returned check fees from
merchants
- All other means of overdraft
protection will be attempted prior to use of Honor Pay
- When an overdraft occurs, your
account will be taken negative by the dollar amount of
the overdraft, plus the service charge
- Allows you to overdraw your
account a maximum of $500 at any one time
- A service charge of $25 will be
assessed for each overdraft item. There are no
additional fees or monthly service charges for Honor
Pay
- You must have direct deposit of at
least $500 per month for two consecutive months and the account must be in good
standing to qualify for Honor Pay
- The account must be open a minimum
of two months to qualify for Honor Pay
Additional Features on All Checking
Accounts
- Free CU OnLine & Starline Services
- Free CU OnLine Bill Pay
- Free Mobile Banking (mobile.comfedcu.org)
- Free CU OnLine Account Alerts
- "Alert Me" Fraud Protection for
$4.25 per month
*Not Available on
Electronic Transfer or Free Student Accounts
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