CFCU Checking Benefits 1
CFCU Checking Benefits 2

5 Reasons to Love CFCU Checking

5 Reasons You’ll Love CFCU Checking!

  1. We pay you to use your checking account! You can choose between PayMe Checking or Performance Checking to best fit your needs.
  2. You can deposit checks from your phone, no matter where you are.
  3. Your credit score is just a click away – online or in the app.
  4. ATM fees are refunded – yes please!
  5. Overdraft protection is available with Honor Pay so you don’t have to worry about extra fees.

Plus, these checking accounts are FREE and they include all the bells and whistles!

Apply Today and Earn a $150 Bonus!^

We are currently offering $150^ when you open your first checking account at Communication Federal Credit Union and perform qualifying activities. Learn more here!

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Use Promo Code CH19

How to get your $150 bonus:



a new Pay Me Checking account at Communication Federal Credit Union by 4/30/2019 using the promo code CH19.



your account to perform these qualifying activities^ within 90 days:

  • Enroll in eStatements
  • Receive a qualifying (Payroll, Pension, or Government Benefit) Direct Deposits Totaling at Least $1,500¹
  • Make 15 Debit Card Purchases of at least $5


a $150 bonus from Communication Federal Credit Union. The bonus will post within 100 days of account opening if requirements are met.

Free Checking Accounts

Pay Me Checking Performance Checking
Pays $0.10 Each Time You Use Your Debit Card* Pays Dividends of 1.50% APY on Balances up to $30,000*
$25 Minimum Opening Deposit $25 Minimum Opening Deposit
$0 Minimum Balance   $0 Minimum Balance  
No Monthly Fees   No Monthly Fees  
Pays Cash Back on Debit Transactions   Pays Monthly Dividends on Balances  
1st Box of Checks Free   1st Box of Checks Free  
Free Debit Card   Free Debit Card  
Free eStatements   Free eStatements  
ATM Fee Refunds**   ATM Fee Refunds**  
Honor Pay Overdraft Protection***   Honor Pay Overdraft Protection***  

*With qualifying activities. See account details page for more information on rewards.
**With qualifying activities. See account details page for more information on out-of-network ATM Fee Reimbursement.
***With qualifying activities. See account details page for more information on Honor Pay Overdraft Protection.

Open Online or Visit any CFCU Branch with Your Coupon by 4/30/2019

^Offer expires 4/30/2019. May not be combined with other offers. Member must open account using the promo code CH19, enroll in eStatements, have a minimum of $1,500 deposited to the account through qualifying direct deposits¹ and perform 15 debit card transactions of at least $5 within the first 90 days the account is opened. Incentive will be paid within 100 days of account opening once qualifications are met and will be deposited into savings account. Must be member’s first checking account with CFCU. Members who receive more than $600 in incentives annually will receive a 1099-Misc.

¹ Qualifying Direct Deposits:

  • In order to qualify, the direct deposit must be an electronic payroll deposit, or electronically deposited pension or government benefits (such as Social Security) from your employer or the government.
  • Peer-to-peer transfers, non-payroll transfers from external accounts, or deposits made at a branch or ATM or through mobile banking do not qualify as a direct deposit.