Land Loans   

Fixed Rates As Low As

7.50% APR*

Loans for Land & Lots (Non-Commercial)

Buy property or acreage in Oklahoma or Kansas with a Land Loan from Communication Federal Credit Union. Land loans are available for purchases of land and lots (up to 100 acres) zoned non-commercial, and require a down payment of as little as 5%.

   Low Fixed Rate of 7.50% APR*

   Terms of 5, 10, or 15 Years Available

   Maximum LTV of 95% on Purchases or 75% on Refinanced Loans

   Loans Available Even if You aren’t Ready to Build

Land must be undeveloped and not used as agricultural in nature, such as farms, orchards, or ranches. A land loan will not be given any value for any outbuildings or any other dwellings on the undeveloped land.

Estimate Your Monthly Land Loan Payment

This calculator is provided for illustrative purposes and is not intended for financial advice. The accuracy of the calculator and rates shown is not guaranteed. We recommend contacting a qualified professional to obtain personal financial advice.

The borrower will incur the expenses for an appraisal, origination fee, credit report, title search or title commitment, title insurance, document preparation, recording cost, and any other costs associated with loan origination and closing.

*APR = Annual Percentage Rate. Rates subject to change at any time without notice. All offers subject to credit union approval. Requires credit score of 640 or above. Land Loans are not available for properties with active farming.