Making Payments with an External Account

You are able to make your loan payments online at no charge using your existing checking or savings account with another financial institution! You simply need to link the external account you wish to use in Online Banking.

Sign in to Online Banking.

Select Transfers from the top menu, then click External Account Transfer on the right side of the screen.

External Transfers

You must accept the Terms & Conditions of the service and verify your email address before you can begin using External Account Transfers.

Once you have accepted the terms of the External Account Transfer service and verified your email address, you will be able to add new external accounts.

From the External Account Transfers page, click on Add a New Account.

Add New External Account

Next, select the account type, assign a nickname to the account, and enter your external account’s routing number and account number. Then click Next.

External Account Details

You will be asked to verify your external account.

  • This can be done instantly by logging in to your external bank’s online banking platform.
  • Alternatively, you can verify your external bank account via two small bank deposits, which usually takes 2-3 business days.

Verify External Account

Once you have verified your account, you can schedule External Transfers (payments) from your external checking account to your CFCU loan.

  • Enter the amount of the transfer, select the date of the transfer, and set the frequency for recurring payments, or select one-time transfer.
  • Click Review to review the details and schedule your transfer.

Schedule a Payment