No-Hassle Auto Loans

Whether you're purchasing from a dealership or private party, it's easy to apply for an auto loan through CFCU and take advantage of our low rates and friendly service.

Family with Sedan and CFCU Auto Loan
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Family with Sedan and CFCU Auto Loan

Free Rewards Checking

Open a PayMe Checking account today to start earning cash back on debit card purchases and do more with your money - without monthly fees.

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PayMe Checking Details
PayMe Checking Debit Card with Bills

3.85% APY* Certificates

Lock in 3.85% APY* with a 9-month or 13-month certificate special from CFCU and enjoy guaranteed returns in a safe, federally insured account.

Credit Union Certificates
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Credit Union Certificates

Mortgage Loans

Make your dream home a reality with a mortgage from CFCU.
View Mortgage Options

Certificate Specials

Lock in a fixed 3.85% APY* with a 13-Month Certificate Special.
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Auto Loans

Get pre-approved for an auto loan with rates as low as 5.49% APR**.
See Auto Loans

Personal Loans

We offer personal loans for large purchases, debt consolidation, or unexpected expenses.
Get a Personal Loan

Youth Savings

Save for your children and teach them healthy financial habits.
Start Saving Today

A Credit Union Built for You

As a not-for-profit financial cooperative, Communication Federal Credit Union ensures our members share in the financial strength we build. That means better rates, fewer fees, and more opportunities for everyone.

Credit Union Rates

Better Rates

As a cooperative, our profits go back to members in the form of better rates, lower fees, and improved services – not to outside shareholders.

Whether you are looking to grow your savings or save money on your next loan, we are here to help.

Secure 24/7 Digital Access

Sign in to online banking or download the CFCU Mobile app to manage your finances with ease.

  • Check Balances
  • Link External Accounts & Make Transfers
  • Send & Receive Money with Bill Pay & Zelle®
  • Block/Unblock Your Debit Card & Set Up Real-Time Alerts
  • Set Savings Goals
  • Access Your Free Credit Report & Score
CFCU Digital Banking on Laptop and Mobile Phone
CFCU Branch Building

Friendly, Personalized Service

At CFCU, you’re a member, not an account number. Our team takes time to know you and help you achieve financial success.

Whether you have questions about your accounts or need help with other financial goals, we are here to help!

A Safe Place for Your Money

We have been serving our members’ financial needs since 1939. 

Accounts at CFCU are federally insured by NCUA, and the credit union is among the safest financial institutions in the country.

We have received Bauer Financial Reports’ prestigious “Five-Star” rating as one of the nation’s most stable and best performing credit unions for the past 30 years.

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See what our members are saying.

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Allison M.
“After my wallet was stolen, I used the freeze card option in the banking app. It was so easy!”
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Laura C.
“I love how much CFCU cares and helps me with my financial goals!”
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Amy W.
“I love that CFCU is diligent in identifying fraudulent charges on debit cards!”
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Ashley A.
“The CFCU team is always kind, helpful, and makes sure my issues are resolved. I can’t imagine banking anywhere else!”
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Amanda I.
“I love how easy it was to open my accounts in the app! I wish I had switch to CFCU sooner.”
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Douglas K.
“I enjoy receiving better interest rates than most banks offer!”
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Fenton C.
“I've been a member for 10 years, and CFCU has truly treated me like family!”
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Joyce C.
“The service is great. I feel like they give me the attention I need.”
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Martin E.
“My favorite things about CFCU are the timely and responsive service and the friendly staff!”
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Phil D.
“I’ve been a CFCU member over 50 years and have always loved the feeling of belonging!”
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Amanda M.
“I love using the CFCU app for mobile deposits and being able to see my credit score updates!”

Organizations We Support

Children's Miracle Network HospitalsCredit Unions for KidsYMCAYWCAOur Blood InstituteOklahoma City National Memorial MuseumCU on the Run

Credit Union News & Updates

Member Giveaway

Annual Meeting Giveaway

We’re offering CFCU members a chance to win one of twenty-five $100 Amazon gift cards!* To enter, simply fill out the form below and click Submit. Entries accepted through March 25, 2026. Annual Meeting Giveaway Entry First Name * Last Name * Email Address * Do you consider CFCU to be your primary financial institution?…

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Oklahoma City Home & Garden Show 2026

Oklahoma City Home & Garden Show 2026

Join us at the Oklahoma City Home + Garden Show Planning a home update, outdoor project, or renovation in 2026? The Oklahoma City Home + Garden Show, proudly sponsored by Communication Federal Credit Union, is the perfect place to find inspiration and expert advice. CFCU members and guests can receive four FREE tickets by using…

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Hybrid Annual Meeting - Tuesday, March 17, 2026 - See you there!

Annual Meeting

Date: Tuesday, March 17, 2026Time: 5 p.m. CentralPlace: Hybrid – Virtual via Zoom and In-Person in OKC Communication Federal Credit Union will be holding a hybrid virtual/in-person Annual Meeting in accordance with Credit Union bylaws. The content of the meeting will be limited to the election of our Board of Directors and normal credit union business.…

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Join over 130,000 members who trust CFCU as their partner in financial success!

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*APY = Annual Percentage Yield. Rates subject to change without notice.
**APR = Annual Percentage Rate. Rates subject to change without notice.