Forbes Best-In-State

We’re proud to share that Communication Federal Credit Union has been recognized by Forbes as a Best-In-State Credit Union for 2026!

Forbes Ranks CFCU as a 2026 Best-In-State Credit Union
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Forbes Ranks CFCU as a 2026 Best-In-State Credit Union

First-Time Homebuyers

Introducing our new first-time homebuyers program! Discover special first-time homebuyer loans to help you go from renting to owning!

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First-Time Buyer?
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Family standing in front of their home

No-Hassle Auto Loans

Whether you're purchasing from a dealership or private party, it's easy to apply for an auto loan through CFCU and take advantage of our low rates and friendly service.

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Family with Sedan and CFCU Auto Loan

Free Rewards Checking

Open a PayMe Checking account today to start earning cash back on debit card purchases and do more with your money - without monthly fees.

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Open Now
PayMe Checking Details
PayMe Checking Debit Card with Bills

Mortgage Loans

Make your dream home a reality with a mortgage from CFCU.
View Mortgage Options

Certificate Specials

Lock in a fixed 4.00% APY* with a Certificate Special.
Check Rates

Auto Loans

Get pre-approved for an auto loan with rates as low as 4.99% APR**.
See Auto Loans

Personal Loans

We offer personal loans for large purchases, debt consolidation, or unexpected expenses.
Get a Personal Loan

Youth Savings

Save for your children and teach them healthy financial habits.
Start Saving Today

A Credit Union Built for You

As a not-for-profit financial cooperative, Communication Federal Credit Union ensures our members share in the financial strength we build. That means better rates, fewer fees, and more opportunities for everyone.

Credit Union Rates

Better Rates

As a cooperative, our profits go back to members in the form of better rates, lower fees, and improved services – not to outside shareholders.

Whether you are looking to grow your savings or save money on your next loan, we are here to help.

Secure 24/7 Digital Access

Sign in to online banking or download the CFCU Mobile app to manage your finances with ease.

  • Check Balances
  • Link External Accounts & Make Transfers
  • Send & Receive Money with Bill Pay & Zelle®
  • Block/Unblock Your Debit Card & Set Up Real-Time Alerts
  • Set Savings Goals
  • Access Your Free Credit Report & Score
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CFCU Branch Building

Friendly, Personalized Service

At CFCU, you’re a member, not an account number. Our team takes time to know you and help you achieve financial success.

Whether you have questions about your accounts or need help with other financial goals, we are here to help!

A Safe Place for Your Money

We have been serving our members’ financial needs since 1939. 

Accounts at CFCU are federally insured by NCUA, and the credit union is among the safest financial institutions in the country.

We have received Bauer Financial Reports’ prestigious “Five-Star” rating as one of the nation’s most stable and best performing credit unions for the past 30 years.

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See what our members are saying.

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Allison M.
“After my wallet was stolen, I used the freeze card option in the banking app. It was so easy!”
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Laura C.
“I love how much CFCU cares and helps me with my financial goals!”
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Amy W.
“I love that CFCU is diligent in identifying fraudulent charges on debit cards!”
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Ashley A.
“The CFCU team is always kind, helpful, and makes sure my issues are resolved. I can’t imagine banking anywhere else!”
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Amanda I.
“I love how easy it was to open my accounts in the app! I wish I had switch to CFCU sooner.”
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Douglas K.
“I enjoy receiving better interest rates than most banks offer!”
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Fenton C.
“I've been a member for 10 years, and CFCU has truly treated me like family!”
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Joyce C.
“The service is great. I feel like they give me the attention I need.”
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Martin E.
“My favorite things about CFCU are the timely and responsive service and the friendly staff!”
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Phil D.
“I’ve been a CFCU member over 50 years and have always loved the feeling of belonging!”
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Amanda M.
“I love using the CFCU app for mobile deposits and being able to see my credit score updates!”

Organizations We Support

Children's Miracle Network HospitalsCredit Unions for KidsYMCAYWCAOur Blood InstituteOklahoma City National Memorial MuseumCU on the Run

Credit Union News & Updates

bill signing with the governor

CFCU Supports New Oklahoma Law Strengthening Protections Against Elder Financial Exploitation

Communication Federal Credit Union (CFCU) is applauding the passage of legislation designed to strengthen protections for Oklahoma seniors and other vulnerable adults who may be victims of financial exploitation. Gov. Kevin Stitt recently signed Senate Bill 2067, known as Oklahoma’s Financial Exploitation Protection Legislation or Oklahoma’s Elder Financial Protection Law. The legislation gives financial institutions…

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Hand dropping keys into another hand.

How to Sell a Car You Still Have a Loan On

How to Sell a Car You Still Owe Money On Having a loan on your car doesn’t mean you’re stuck with it. Thousands of cars are sold every day with an outstanding loan attached, you just need to handle the payoff correctly as part of the sale. Here’s how. Step 1: Get Your Exact Payoff…

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Car on a pile of money

What Is Negative Equity on a Car Loan?

What Is Negative Equity on a Car Loan? Negative equity, sometimes called being “upside down” or “underwater” on a loan, means you owe more on your car than it’s currently worth. It’s more common than most people realize, and it’s fixable, but it’s worth understanding before it affects your next car purchase, trade-in, or sale.…

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Join over 130,000 members who trust CFCU as their partner in financial success!

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*APY = Annual Percentage Yield. Rates subject to change without notice.
**APR = Annual Percentage Rate. Rates subject to change without notice.