PayMe Checking
Open a PayMe Checking account today to start earning cash back* on debit card purchases and do more with your money - without monthly fees.
Free Checking with Cash Back Rewards
PayMe Checking from Communication Federal Credit Union is what better checking should be. It’s free to open, has $0 in monthly service fees, and rewards you with $0.05 in cash back for qualifying debit card purchases.*
Why Choose PayMe Checking?
No Monthly Fees + Cash Back Rewards
Tired of monthly fees? Want to earn cash back without racking up a large credit card bill? With PayMe Checking, you can earn cash back* on everyday debit card purchases of $10 or more, plus take advantage of quarterly Double Rewards categories.
Secure 24/7 Digital Access
Sign in to online banking or download the CFCU Mobile app to manage your finances with ease.
- Check Balances
- Make Transfers
- Link External Accounts
- Send & Receive Money with Zelle®
- Use Online Bill Pay
- Block/Unblock Your Debit Card
- Access Your Free Credit Report & Score
Friendly, Personalized Service
With a PayMe Checking account, you get access to personal support from the Communication Federal Credit Union team. Whether you have questions about your checking account or need help with other financial needs, we are here to help!
Visa Zero Liability & Fraud Prevention
- With Visa Zero Liability coverage, you’re not responsible for unauthorized charges.**
- Visa checks over 500+ data points on transactions to help catch fraud before transactions are approved.
- From chip technology to sophisticated protections like biometrics, Visa keeps innovating to ensure your card is safe.
Join over 130,000 members who trust CFCU as their partner in financial success!
A minimum opening deposit of $25 is required to open a checking account. Checking accounts are subject to approval and all eligibility guidelines apply. CFCU membership is required, which involves opening a Primary Savings account with a $5 deposit.
*PayMe Checking Rewards: To qualify for PayMe cash back rewards and ATM fee refunds, you must use your PayMe Checking account to meet all of the following qualifications during each calendar month.
- Receive electronic deposits totaling at least $500. (Electronic deposits include direct deposits, ATM deposits, mobile deposits, and electronic transfers from another financial institution.)
- Enroll in and receive eStatements.
Purchases made with a debit card linked to a PayMe Checking account must be a minimum of $10.00 in order qualify for the $0.05 swipe reward. PayMe Checking rewards earned will be deposited to your Primary Savings account in the calendar month following qualifying activities.
**Visa’s Zero Liability Policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify the credit union immediately of any unauthorized use.