$222 Checking Account Bonus

Enjoy a $222 Bonus* When You Open a Free Checking Account

Open your first free PayMe Checking or Performance Checking account with promo code 222 and earn a $222 bonus when you set up a qualifying direct deposit, enroll in eStatements, and make 22 qualifying debit card purchases within 90 days.*

Check out all of the great perks that come with a free CFCU checking account:

   No Monthly Fees

   No Minimum Balance Requirement

   Enjoy $0.10 Cash Back on Debit Card Purchases¹ with PayMe Checking or Earn Interest² with Performance Checking

   Free 1st Box of CFCU-Branded Checks

   Free Online & Mobile Banking

   Free TransFund ATM Access – Over 16,000 ATMs!

   Available with Honor Pay & Overdraft Protection

*Checking Bonus Requirements

  • Open a new Pay Me Checking, Performance Checking, or Connect Card account with promo code 222
    • Must be member’s first CFCU checking account
    • Within 90 days of opening:
      • Enroll in eStatements
      • Receive qualifying (payroll, pension, or government benefit) direct deposits totaling at least $2,222
      • Make 22 debit card purchases of at least $2
  • Offer valid 2/22/2022 through 5/31/2022. Cannot be combined with other offers.
  • Bonus paid to Primary Share within 90 days of requirements being met. Members who receive more than $600 in incentives annually will receive a 1099-Misc.

¹ PayMe Checking Disclosures:
Must enroll in eStatements and receive a monthly direct deposit of $500 or more to qualify for rewards. Effective March 1, 2020, purchases made with a debit card linked to a Pay Me checking account must be a minimum of $5.00 in order qualify for the $.10 swipe reward.

² Performance Checking Disclosures:
Reward Rate Qualifications:

  • Minimum of 12 check card transactions, excluding ATM transactions, totaling at least $100. (Posted during each qualification cycle.)
  • Minimum direct deposit of $500. (Posted during each qualification cycle.)
  • One ACH automatic debit or one online bill payment (posted during each qualification cycle)
  • Enroll in and receive eStatements

(1) Balances up to $30,000 receive APY of 1.25%; and (2) balances over $30,000 earn 0.10% interest rate on portion of balance over $30,000, resulting in 1.25% – 0.10% APY depending on the balance.

If qualifications are not met, all balances earn 0.10% APY.

Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more business days from the date transaction was made to post to an account. ATM-processed transactions do not count towards qualifying debit card transactions.

“Monthly Qualification Cycle” means a period beginning on the 25th day of the month and ending on the 24th day of the following month. Transfers between accounts do not count as qualifying transactions. Fees may reduce earnings. Limit one account per tax ID number.