Home Equity Loans

15 Year Fixed Home Equity Loans as Low As 5.625% APR* ⓘ Click for Details

Tap into your home's equity with a loan from CFCU and get the cash you need at an affordable monthly payment.

Home Equity Loans
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Home Equity Loans

Low, Fixed-Rate Home Equity Loans

Let us help you turn your home’s equity into the cash you need with a fantastic, low-rate Home Equity Loan from Communication Federal Credit Union. You can apply online in minutes or call our Mortgage Department at 405.879.5654 to get started. We’ll be happy to answer any questions you have and help you find a loan that’s right for you.

  • Competitive Rates
  • Personalized Member Service
  • Fast and Easy Application Process
  • Borrow up to 100% of Your Home’s Value
  • Possible Tax Deduction**
  • Variety of Terms Available for Fixed Rate/Term Home Equity Loans

Applying Online is as Easy as 1-2-3

1 - Fill Out Your Application

We’ll ask you questions about your personal finances and the home. You’ll probably know all the answers off the top of your head.

The application is broken down into sections and you can track your progress through each section at the top of each screen. It should take less than 20 minutes to complete the application.

If you don’t have time to complete the application right now or if you need to gather information before you finish, we’ll save the information you have completed. When you’re ready to finish, return to the site and enter your User ID and password to continue.

2 - Online Pre-Approval

When you have completed the application, click submit and your information will be reviewed for approval. We’ll be in touch with you as soon as possible.

In addition to the information you entered, we will review your credit report and credit score to determine your eligibility.

Using credit scores to evaluate your credit history allows us to quickly and objectively evaluate your credit history when reviewing your loan application. However, there are many other factors when making a loan decision and we never evaluate an application without looking at the total financial picture of a customer.

3 - Personal Service

Once your application has been processed, a Communication Federal Credit Union Mortgage Loan Officer will follow up to answer your questions.

Our goal is to provide the highest level of service at competitive rates. Our Mortgage Loan Officers are only a phone call away if you need help. Contact us at 405.879.5654 or 800.522.3535.
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See Today's Home Equity Loan Rates

Product Rate Points APR*
Home Equity 15 Year Fixed 5.625% 0.000% 5.625%

Rates as of July 28, 2026 3:04PM CDT. Select a rate or APR for assumptions and payment details.

Please note that rates and fees are subject to change without notice. All offers subject to credit union approval.

Home Equity Loan Calculator

Put your home’s equity to work. Estimate monthly payments on a home equity loan from CFCU, or see how much you could borrow at your target payment.

Put your home’s equity to work. Estimate monthly payments on a home equity loan from CFCU, or see how much you could borrow at your target payment.

This calculator provides approximations for informational purposes only. Actual results will be provided by your lender and will likely vary depending on your eligibility and current market rates. Rates shown are for illustrative purposes; your actual rate, APR, and points are determined at application. Payments shown are principal and interest only and do not include taxes, homeowners insurance, private mortgage insurance (PMI), or escrow. This is not an offer or approval of credit. Communication Federal Credit Union is an Equal Housing Lender. NMLS# 403254.

Looking to buy rather than borrow against your home? Check out our mortgage loans!

Ready to tap into your home's equity? Apply online or send us a message.

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Already have a CFCU loan? Make a payment or see if you qualify to skip a payment!

*Rates subject to change at any time without notice. Rate based on credit history, loan term and collateral loan-to-value. All offers subject to credit union approval. Click the Personalized Rate Quote link for more detailed rate information.

**Consult a tax advisor.