Savings Accounts

Flexible savings options to meet your needs.

What goals are you saving towards? Communication Federal Credit Union offers Share Certificates in addition to our popular Savings and Money Market accounts to serve members’ short-term and long-term savings needs.

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Regular Savings

Earn Double the Average Interest Rate - Our Most Popular Account!
  • 0.10% APY* on All Balances
  • $5 Minimum Opening Deposit
  • $5 Minimum Balance
  • Dividends Paid Monthly
  • No Monthly Withdrawal Limit
  • Dividend Yield May Change Monthly
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Share Certificates

Even Higher Rates with Terms from 6 Months to 5 Years
  • 2.95% to 4.10% APY*
  • Terms from 6 Months to 5 Years
  • $1,000 Minimum Opening Deposit
  • Dividends Paid Monthly
  • Penalty for Early Withdrawal
  • "Step-Up" Available to Current Rates**
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Money Market

Enjoy Competitive Rates with More Flexibility than Certificates
  • Reverse-Tier for Smaller Balances
  • Money Max for Most Savers
  • Liquid Gold for Higher Balances
  • Dividends Paid Monthly
  • No Monthly Withdrawal Limit
  • Dividend Yield May Change Monthly
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Specialty Savings Accounts

Saving for something else? Communication Federal Credit Union also offers Individual Retirement Accounts (IRAs), Education Savings Accounts (ESAs), and Health Savings Accounts (HSAs).

Experience the Credit Union Difference

CFCU is a full-service credit union with almost 300 employees and 22 branches in Oklahoma and Kansas, serving more than 130,000 members. We are a member-owned financial cooperative, which means we do not exist to make profits for a group of shareholders, but rather for the benefit of our members and to better our communities.

Goodbye Fees

Say goodbye to monthly fees and high minimum balance requirements.

Personal Service

Whether you bank with CFCU online, over the phone, or in person, we are eager to help.

Your Money, Further

Earn a great rate with the savings account types that are right for your goals.

Level Up Your Finances

Get free access to budgeting tools, credit score monitoring, and financial checkups.

Award-Winning App

Mobile deposit, card controls, and free credit monitoring at your fingertips.

Shared Branching

5,000 CO-OP shared branches give you more access to your money than most banks do.

Join over 130,000 members who trust CFCU as their partner in financial success!

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*APY = Annual Percentage Yield. Rates may change at any time without notice.
**“Step-Up” Available Once During Certificate Term

Regular Savings Account Disclosures: $5 minimum opening balance. Dividends are paid monthly on daily balance.

Share Certificate Disclosures: $1,000 minimum deposit required to open. Special certificates are not available as step-up certificates. Certificate investments cannot be withdrawn before the maturity date without a penalty. For your convenience, CFCU will automatically renew your certificate at the current rate when it matures. Interest is paid monthly on the daily balance from the date of issue.

Money Market Disclosures: Dividends are paid monthly on daily balance.