Land Loans in Oklahoma & Kansas
Make your dream of owning land a reality with a land loan from Communication Federal Credit Union. Enjoy low fixed rates, flexible terms, and down payments starting at just 5%.
Loans for Land & Lots (Non-Commercial)
Buy property or acreage in Oklahoma or Kansas with a Land Loan from Communication Federal Credit Union. Land loans are available for purchases of land and lots (up to 100 acres) zoned non-commercial, and require a down payment of as little as 5%.
- Fixed Rates as Low as 7.00% APR*
- Terms of 5, 10, or 15 Years Available
- Maximum LTV of 95% on Purchases or 80% on Refinanced Loans
- Loans Available Even if You aren’t Ready to Build
Land must be undeveloped and not used as agricultural in nature, such as farms, orchards, or ranches. A land loan will not be given any value for any outbuildings or any other dwellings on the undeveloped land.
Estimate Your Monthly Land Loan Payment
*APR = Annual Percentage Rate. Rates subject to change at any time without notice. All offers subject to credit union approval. Requires credit score of 640 or above. Land Loans are not available for properties with active farming.
The borrower will incur the expenses for an appraisal, origination fee, credit report, title search or title commitment, title insurance, document preparation, recording cost, and any other costs associated with loan origination and closing.