Make a Loan Payment

Payment Options

At Communication Federal Credit Union, we offer multiple convenient options to make your loan payments.

Enroll in Online Banking or download the CFCU Mobile app to make one-time or recurring payments. You can add accounts at other financial institutions to make payments a breeze.

Transfer from a CFCU Account

  • Free
  • Processed Instantly
  • Make One-Time Payments or Schedule Recurring Payments

ACH Transfer from an External Account

  • Free
  • Processed in 2-3 Business Days¹
  • Make One-Time Payments or Schedule Recurring Payments

Pay in Digital Banking

You can use our online guest payment portal to make a same-day loan payment. We accept Visa and MasterCard debit cards or ACH transfers using the routing and account numbers for your other financial institution.

ACH Transfer from an External Account

  • $9.95 Convenience Fee for Automated System ($14.95 for Live Representative)
  • Processed Instantly²
  • Make One-Time Payments

Debit Card Payment

  • $9.95 Convenience Fee for Automated System ($14.95 for Live Representative)
  • Processed Instantly²
  • Make One-Time Payments

We encourage you to only use this service if using a debit card to make your payment. This payment method cannot be used for payments to your CFCU credit card or mortgage.

Make a One-Time Payment

Make your loan payment using our automated phone system.

Transfer from a CFCU Account

  • Free
  • Processed Instantly
  • Make One-Time Payments or Schedule Recurring Payments

Call 800.522.3535 with your member number, loan ID, and SSN.

ACH Transfer from an External Account

  • $9.95 Convenience Fee
  • Processed Instantly²
  • Make One-Time Payments

Call 800.522.3535 with your member number, loan ID, and SSN, as well as the account and routing numbers for your account at the other financial institution.

Debit Card Payment

  • $9.95 Convenience Fee
  • Processed Instantly²
  • Make One-Time Payments

Call 800.522.3535 with your member number, loan ID, and SSN, as well as the information for the debit card you are using to make the payment.

Auto, Personal, and Consumer Loans

Complete this payment coupon and write your full loan account information in the {Member Number} – {Loan ID} format on the check. Mail the completed payment coupon and check to the address below.

Communication Federal Credit Union
Attn: Loan Servicing
4141 NW Expressway, Suite 200
Oklahoma City, OK 73116

Please Note: If the check does not include your Member Number and Loan ID, it will be returned to sender and may result in your payment being late.

Mortgage Loans

You can mail a check (with a payment slip and the mortgage account number written in the check’s memo field) for your mortgage loan payment to the address below. 

TruHome Solutions, LLC
P.O. Box 219958
Kansas City, MO 64121-9958

Please Note: If the check does not include your mortgage account number, it will be returned to sender and may result in your payment being late.

Credit Cards

You can mail a check (with a payment slip and the credit card account number written in the check’s memo field) for your credit card payment to the address below. 

Payment Processing Dept.
Lockbox Number 740002
1669 Phoenix Pkwy STE 210
College Park, GA 30349

Please Note: If the check does not include your credit card account number, it will be returned to sender and may result in your payment being late.

Pay with Cash or Check at a CFCU or Shared Branch Location

Bring your government-issued photo ID and member number to any CFCU branch or Shared Branch location.

See Our Locations

Pay Off a Loan

Before paying off your loan, be sure to confirm the exact payoff amount. This helps ensure your loan is paid in full without overpayment or underpayment. You can use one of the following options to request your payoff amount:

  • Use the loan payoff calculator in Digital Banking under your account details.
  • Call us at 800.522.3535 to request a payoff quote.

Schedule recurring loan payments in Digital Banking today.

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¹In most cases, ACH transfers made from an external financial institution via Digital Banking will post to your CFCU loan within two business days from the date the are initiated. ACH transfers initiated after 4 p.m. Central Time or on weekends or holidays may take up to three business days to post.

²In most cases, debit card payments and ACH transfers made from an external financial institution using the Guest Payment Portal or Automated Phone Payment  System will post to your CFCU loan on the same day they are scheduled. It may take up to three business days to see the debit appear in your external account.