Savings Accounts & Certificates

What goals are you saving towards? Communication Federal Credit Union offers Share Certificates in addition to our popular Share Savings Account to help members reach their short-term and long-term savings goals.

Regular Savings


Earn Double the Average Interest Rate - Our Most Popular Account!

0.15% APY* on All Balances

$5 Minimum Opening Deposit

$25 Minimum Balance

Dividends Paid Monthly

Maximum of 6 Withdrawals per Month

Dividend Yield May Change Monthly

Share Certificates


Even Higher Rates with Terms from 6 Months to 5 Years

1.40% to 2.80 APY* Depending on Term

Terms from 6 Months to 5 Years

$1,000 Minimum Opening Deposit

Dividends Paid Monthly

Penalty for Early Withdrawal

"Step-Up" Available to Current Rates**

Money Market


Enjoy Competitive Rates with More Flexibility than Certificates

Up to 2.50% APY* with Reverse-Tier

Up to 0.60% APY* with Money Max

Up to 1.60% APY* with Liquid Gold

Dividends Paid Monthly

Maximum of 6 Withdrawals per Month

Dividend Yield May Change Monthly

Saving for Retirement? »

We offer Roth & Traditional IRAs!

Saving for Education? »

Check out our ESA options!

Health Plan Deductible? »

Learn more about HSAs.

CFCU Savings Accounts Feature

Great Rates

Online Banking

Remote Deposit

Dedicated Support

Disclosures

* APY = Annual Percentage Yield
** “Step-Up” Available Once During Certificate Term

Share Savings Account Disclosures:
$25 Minimum Balance
Maximum of 6 Withdrawals per Month
Dividends are Paid Monthly on Daily Balance
The Dividend Yield May Change Monthly

Share Certificate Disclosures:
$1,000 Minimum Opening Balance
Maximum of 6 Withdrawals per Month
Dividends are Paid Monthly on Daily Balance
Penalty Applies for Early Withdrawal
“Step-Up” Available Once During Certificate Term

Money Market Disclosures:
Maximum of 6 Withdrawals per Month
$200 Minimum Withdrawal
Dividends are Paid Monthly on Daily Balance
The Dividend Yield May Change Monthly