Certificates   

Earn Up To

1.10% APY*

A minimum deposit of $1,000 is required to open a Share Certificate.

Lock in a Great Interest Rate with a Certificate

Many credit union members find that Communication Federal Credit Union certificates are an easy, safe way to earn higher fixed interest rates. If you are familiar with bank CDs then just think of certificates as the credit union equivalent.

CFCU offers certificates in terms ranging from six months to five years with a minimum investment of only $1,000.

   Lock in a Great Interest Rate

   $1,000 Minimum to Open

   Interest Paid Monthly

   Access Free Online & Mobile Banking

   ESA & IRA Certificates Also Available

Certificate investments cannot be withdrawn before the maturity date without a penalty. For your convenience, CFCU will automatically renew your certificate at the current rate when it matures, unless you withdraw your funds. IRA and ESA certificates can also be established at the regular certificate rates.**

interest is paid monthly on the daily balance from the date of issue. Rates for new certificates can change each Tuesday.

It’s easy to open a certificate with CFCU! You can open online or visit a local branch to get started.

*APY = Annual Percentage Yield. Rates accurate as of 9/22/2020 and may change at any time without notice.

**For information on the tax ramifications of these accounts, please consult your tax advisor.