
Open a free Youth Savings or Student Checking account for a child under 18 years of age using promo code YM25 and we’ll match your initial deposit of $25*!
CFCU’s Youth Savings and Student Checking accounts have no monthly fees and can help children develop healthy financial habits and learn about the importance of saving.
You can open a new account online in minutes or visit your local branch to get started.
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*Offer valid November 1, 2025 through December 31, 2025. Child must be 18 years or younger to qualify for Youth Savings match. Child must be age 8 through 18 to qualify for Student Checking match. Checking accounts are subject to approval and all eligibility guidelines apply. CFCU membership is required, which involves opening a Primary Savings account with a $5 deposit. Must be the child’s first CFCU checking or savings account. Promo code YM25 must be applied at the time of opening and a minimum opening deposit of $25 in each account is required to earn the matching bonus. A joint owner over the age of 18 years is required. We will deposit the matching bonus into the new account by the last business day of the month following account opening. The new account must stay open through the time we attempt to deposit the bonus. May not be combined with any other others. Youth Savings accounts earn 0.1% annual percentage yield. Members who receive more than $600 in incentives annually will receive a 1099-Misc.











