Convenient Services

Communication Federal Credit Union offers a variety of convenient services to help make your experience with the credit union the best it can be. From 24-hour online and telephone banking to convenient Bill Pay and Direct Deposit options. We help connect our credit union members to the financial services they desire.

Online Banking

  • Access your accounts 24 hours a day, 7 days a week
  • Make balance inquiries, transfers and loan payments
  • Set up Bill Pay
  • Free eStatements

CFCU Mobile Banking

  • Access your accounts 24 hours a day, 7 days a week
  • Check your balance, transfer funds and pay bills
  • Securely send money to friends and family and
  • Remotely deposit checks for free with your smartphone or tablet

Starline, 24-hour Telephone Banking

  • Use your PIN to access your accounts by phone
  • Make balance inquiries, transfers, withdrawals, change your PIN and more all by touch-tone telephone, 24 hours a day, 7 days a week
  • No fees for any transaction
  • Automated “teller” talks you through the appropriate steps

Debit Cards

  • Use in place of writing checks wherever VISA is accepted
  • No “per-purchase” fees
  • Can also be used as an ATM card at thousands of ATMs worldwide; available 24 hours a day, 7 days a week
  • Custom designs available (learn more)

Honor Pay Overdraft Protection

  • Saves returned check fees from merchants
  • You may “opt-in” to have your debit card purchases covered by Honor Pay
  • All other means of overdraft protection will be attempted prior to use of Honor Pay
  • When an overdraft occurs, your account will be taken negative by the dollar amount of the overdraft, plus the service charge
  • Allows you to overdraw your account up to the account types’ maximum at any one time
  • A service charge will be assessed for each overdraft item. There are no additional fees or monthly service charges for Honor Pay
  • You must have direct deposit of at least $500 per month for two consecutive months and the account must be in good standing to qualify for Honor Pay
  • The account must be open a minimum of two months to qualify for Honor Pay

Direct Deposit/Payroll Deduction

  • Any amount can be allocated from your paycheck and electronically deposited to any CFCU account immediately on payday (does not include bonus or incentive checks)
  • Funds that are directly deposited are usually available at 12:01 am of the company’s regular payday
  • Amounts may also be allocated to make payments electronically on loans, lines of credit and credit cards
  • There are no fees for these services

Additional CFCU Services

  • Visa Gift Cards and Travel Money Cards
  • Notary service
  • New & used car pricing
  • Night depositories at most branches
  • Safe deposit boxes in the Northwest Oklahoma City, downtown Oklahoma City, SW 104th Street Oklahoma City, downtown Tulsa, Sheridan Tulsa, Bixby, Ardmore, Broken Arrow, Edmond, Lawton and Norman branches